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20. Pawn management system

System Overview

This system covers everything from pawning, asset storage, ongoing transactions (paying interest, installments, mark-up, redemption), to foreclosed asset sales, auction systems, online systems, finance and accounting, and reporting. Real-time data linkages between various departments are integrated, along with security and background checks. and User Rights Control

1. Registration System

Key Functions:

1. Pawning: Record detailed pawn holder and asset information, verify history against the database of dangerous persons and assets, manage credit limits, scan smart cards, print tickets, issue replacement documents, separate asset items, support barcodes/QR codes
2. Asset Maintenance: Inspect assets before storage, manage entry and exit of secured rooms, capture asset images, print balance reports
3. Interest Payment/Installment/Price Increase/Redemption: Record transactions by both owner and grantor, automatically calculate interest, issue new receipts and tickets, and maintain a log of changes
4. Foreclosed Asset Sales: Register online bidders, print sales documents, capture asset images, manage appraisal prices, record and track repurchases
5. Holiday Setting: Specify regular holidays, public holidays, and special events
6. Promotions and Marketing: Set interest discounts based on time, credit limit, asset type, and limit usage rights
7. Electronic Payment System: QR/Barcode for interest payments via bank transfer, connects to Web Services for real-time data transmission
8. Monitoring System: Check cash balances, foreclosed assets, credit limits, and buyback transactions
9. Reporting System: Daily, periodic, and monthly reports covering all aspects, such as pawning, redemption, inventory, statistics, and finance

2. Queue Management System

1. Manage service queues at each branch
2. Digital Signage displays real-time news and queue status
3. Centralized information updates to branches immediately

3. Online Foreclosed Asset Sales System

1. Automatically connects to the appraisal and auction system
2. Membership, reward points, and affiliate system
3. Payment Gateway, discount coupons
4. Search, filter, sort, tag, review, and rating functions
5. Display images/videos, zoom, and recommend related products
6. Track delivery status, confirm purchases

4. Foreclosed Asset Appraisal System

1. Expert assessment of quality and price
2. Record appraisals of nearby properties To calculate standard prices

5. Auction System

1. Simultaneous on-site and online auctions in real-time
2. Register participants and verify their identities
3. Assign multiple user permissions
4. Display asset and price movement data
5. Deduct/receive payments from winners
6. Report auction activity and revenue
7. Record asset status and movement

6. Finance and Accounting System

1. Supports charts of accounts, accounting periods, and balances
2. Record general ledgers, cash, and double-entry (debit/credit) transactions
3. Automatic voucher numbering
4. Links data from registration systems, such as pawns, redemptions, and interest
5. Password-protected editing and logs
6. Supports editing/adding/deleting items before closing the account
7. Generates accounting reports according to specified formats

Main Features of the System

1. Complete: Covers everything from pawning to foreclosed assets
2. High Security: Verify personal and asset history, and keep a log of all changes
3. Automatically link data: Real-time online registration, finance, and auction systems work together.
4. Supports both online and offline: Bidding, sales, payments, and registration can be done online.
5. Flexibility: Document formats, reports, and promotions can be customized according to policy.
6. Supports government standards: According to the requirements of the Bangkok Metropolitan Administration's Pawnshop Office.