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17. Payment Gateway Services - CPay License
Here’s a comprehensive and detailed overview of CPay, highlighting its standout features and how it can benefit your business—no links included:
What Is CPay?
CPay is a Thailand-based payment gateway platform that enables businesses—both individual sellers and companies—to accept payments smoothly across a wide range of methods. It supports Internet and mobile banking, credit/debit cards, e-wallets, QR codes, kiosk payments, and more. It also offers white-label capabilities, allowing merchants to deliver payment services under their own brand.
Core Advantages
1. Lightning-Fast Settlements (T+1)
CPay processes payouts within 1 business day (T+1), making it one of the fastest in the market and helps merchants manage cash flow more efficiently.
2. One-Time Integration, Many Channels
By integrating CPay just once, merchants can instantly accept payments from multiple banks and providers—no need for individual setups with each one.
3. Wide Channel & Cross-Border Support
CPay covers a broad array of payment methods:
- Cards: Visa, MasterCard, JCB, UnionPay
- Local options: PromptPay, kiosks, LINE Pay, bill counters
- Even for customers without bank accounts or e-wallets—via top-up booths (e.g., Boonterm)
Additionally, there’s cross-border QR support from various Southeast Asian countries like Cambodia, Vietnam, Malaysia, Singapore, and more.(CPay)
4. Robust Security & Licensing
CPay adheres to rigorous security protocols: PCI-DSS, Verified by Visa, Secured by MasterCard, SSL encryption, and compliance with Bank of Thailand regulations (AMLO, PDPA, IT audits) They’re fully licensed and regulated, offering merchants peace of mind.
5. Developer-Friendly Tools & White-Label Support
CPay provides comprehensive integration options—APIs, SDKs, plugins, and inline scripts—for easy integration into websites, apps, and existing infrastructure. Their sandbox environment simplifies testing, while dashboards and Paylinks make management and social-commerce integration effortless.
6. Transparent, Simple Pricing
CPay offers flat-rate pricing (around 3.25% per transaction) with no hidden fees—making cost planning straightforward.
7. Ideal for Social Commerce & Online Sellers
Even if you simply sell via Facebook, Instagram, LINE, email, or SMS and lack a full website, CPay has solutions like “Paylink” and upcoming services like CPay ME, tailored for social commerce and shifting away from clunky manual bank transfers.
Standout Features at a Glance
Feature |
Benefit |
Fast Payout (1 business day) |
Enhances cash flow and reduces delays |
Single integration, multi-channel |
Saves time and reduces complexity |
Broad coverage |
Accepts cards, banking, QR, kiosks, e-wallets, and more—even for unbanked users |
Cross-border QR support |
Enables international customer payments |
Strong security & regulation |
Builds trust with compliance and protections in place |
Developer tools & sandbox |
Speeds up testing and onboarding |
Flat, transparent fees |
Simplifies budgeting and cost tracking |
No website required |
Perfect for social media sellers |
White-label options |
Allows branded payment experiences |
Final Thoughts
CPay caters to businesses looking for a fast, secure, and hassle-free way to accept payments across multiple channels. Whether you're a social commerce seller, a small online store, or a larger enterprise, it offers scalable tools, robust security, and great flexibility. The T+1 settlement, transparent pricing, and developer-friendly design make it particularly compelling for those who want to streamline payments without overhead.
